How Can I Get Car Financing with a Bad Credit Score?

February 14th, 2019 by

Two hands signing documents
When it comes time to purchase a vehicle many drivers end up wondering, “Can I get a car loan with bad credit?” Yes, you can! The finance team at Honda World Downey is here to help you figure out how to finance a car with bad credit. See how here, and then get a great deal by taking advantage of one of our new vehicle specials!

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How Can You Finance a Car with Bad Credit?

The knowledgeable team at our Downey finance center makes it as easy as possible for you to secure a bad credit car loan. Start the process by filling out our simple online financing application to get pre-approved, and then work directly with our finance experts who will help figure out a payment plan that works for you.

What Steps Should I take To Get a Car Loan with Bad Credit?

If you’re thinking about taking a bad credit car loan, there are a few steps worth taking in order to ensure you’re making a smart financial decision for yourself.

  1. Check your credit score and try to take care of any issues before you apply
  2. Determine how much you can afford to pay per month based on your budget.
  3. Assess your needs and budget and determine what kind of vehicle you need. Be honest with yourself and don’t get more than is necessary.
  4. Make a bigger down payment if possible.
  5. Ask questions!

Improve Your Credit Score

This might surprise you, but if you take out a car loan with bad credit, and are able to consistently pay on time every month, it will actually help you to improve your credit score! This can give you more lending power down the line for lower interest loans and credit cards.

Finance a Car with Bad Credit Near Los Angeles Today!

Contact us to learn more about the financing process and our Instant Relief Program that can help you save more on your auto loan. Do you still need help with the down payment? Value your trade online to see how we can help. Whether you wish to buy or lease a new Honda, our finance team is ready to make sure that you get behind the wheel of the car, truck, or SUV you want today!

Posted in Finance